tag:blogger.com,1999:blog-10902160851094412772011-07-07T16:34:21.919-07:00Bal Ubhihttp://www.blogger.com/profile/13789251583347130773noreply@blogger.comBlogger11100tag:blogger.com,1999:blog-1090216085109441277.post-58811329676009151752010-01-17T17:56:00.000-08:002010-02-07T15:54:09.879-08:00<div class="separator" style="clear: both; text-align: center;"><a href="http://3.bp.blogspot.com/_OxPyDKI908c/S29OpiOfngI/AAAAAAAAABw/5LZ_yHn4tyY/s1600-h/SIC.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="http://3.bp.blogspot.com/_OxPyDKI908c/S29OpiOfngI/AAAAAAAAABw/5LZ_yHn4tyY/s320/SIC.jpg" /></a></div><br /><div class="product_banner bg_img_sic"><div class="product_banner_wrapper"><h2 class="white">What is Serious Illness Cover?</h2>Serious Illness Cover pays out a tax-free lump sum if you are diagnosed with a serious illness or permanent disability that’s specified in our Protection Plan Provisions.</div></div><img alt="defaqto critical illness award" class="partner_logo" src="https://www.pruprotect.co.uk/images/general/defaqto_cic_sa_2009.gif" style="margin: 9px;" title="defaqto critical illness award" /><br /><i><b>More conditions covered so you’re more likely to get a payout</b></i> <br />While traditional critical illness policies cover an average of 27 conditions, our Comprehensive Plan covers 154 and our Primary Plan covers 93. So you’ll be covered for serious illnesses and partial disabilities, not just critical ones.<br /><br /><i><b>More cover at an earlier stage, so you get paid sooner</b></i> <br />The amount we pay to you is based on the <a class="purpleone" href="http://www.blogger.com/goog_1265586295299" target="_blank"></a><b>severity of the illness</b> and its impact on your lifestyle. This means we can make a payout to you at an earlier stage of your illness, even if it’s not life-threatening.<br /><br /><i><b>More cover if you need to claim again</b></i> <br />If you don’t claim your full sum assured your remaining cover will continue, allowing you to make further claims. So if your illness progresses or you’re diagnosed with a new illness you could receive another payout. Traditional critical illness policies pay out once and then end, leaving you unprotected.<br /><br /><i><b>More reassurance with continuous cover</b></i> <br />Our unique <b>Minimum protected account</b> option tops up your Life or Serious Illness Cover immediately after a claim, with no further underwriting, exclusions or premium increases.<br /><br /><i><b>More rewards with our health and wellbeing partners</b></i> <br />You get automatic membership to our unique <b>Vitality programme</b> which encourages you to get healthier by giving you discounts and rewards on a wide range of services currently including gyms, health screens, health resorts, cinemas and holidays.<br /><br /><i><b>Plus reduce your premiums every year</b>*</i><br />We’re the only insurer that can reward you with <b>Lower premiums </b>each year, without reducing your cover, if you look after your health with our Vitality programme.<br /><br /><b>THE MAIN DIFFERENCE BETWEEN SIC AND CIC&nbsp; IS THAT SIC PAYS OUT BASED ON THE SEVERITY OF THE ILLNESS FOR EXAMPLE 10% FOR AMPUTATION OF 2 OR MORE FINGERS OR 100% FOR LOSS OF HANDS OR FEET. THIS WAY THE SIC PROVIDER CAN AFFORD TO COVER THE INDIVIDUAL(s) FOR MORE CONDITIONS THAN THE AVERAGE CIC PROVIDER CAN. </b><br /><br />Serious illness cover protects your lifestyle and most of all pays out when you need it the most! <br /><br />Feel free to contact us for more information.&nbsp; <br /><br /><a href="http://www.purefinance.biz/">www.purefinance.biz</a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1090216085109441277-5881132967600915175?l=balubhi2010.blogspot.com' alt='' /></div>Bal Ubhihttp://www.blogger.com/profile/13789251583347130773noreply@blogger.com0